Pre-Foreclosure & Foreclosure
What It Is: The homeowner has missed mortgage payments, and the lender has started the foreclosure process.
Why It’s Distressed: The owner is at risk of losing the home and damaging their credit.
Solution:
✔ Sell before foreclosure (fast cash sale or MLS listing)
✔ Loan modification or short sale
✔ Subject-to financing to take over payments
Probate & Inherited Properties
What It Is: A home left behind after the owner’s passing, often going through probate court.
Why It’s Distressed: Heirs may not want or afford the home, and the probate process can be lengthy.
Solution:
✔ Help heirs sell the property quickly
✔ Assist with probate paperwork and court approvals
✔ Cash sale or MLS listing, depending on timeline
Seperation & Divorce
What It Is: A couple going through a divorce must sell their shared home.
Why It’s Distressed: Urgency to sell, emotional stress, and legal complications.
Solution:
✔ Fair market sale for maximum equity split
✔ Quick off-market sale to avoid prolonged disputes
✔ Creative financing options if one spouse wants to keep the home
Tax Delinquent & Tax Lien Properties
What It Is: The homeowner owes back property taxes, and the city or county places a lien on the property.
Why It’s Distressed: Unpaid taxes can lead to tax foreclosure and property seizure.
Solution:
✔ Negotiate tax lien settlements
✔ Purchase the property before foreclosure
✔ Connect sellers with investors for a quick cash sale
Code Violations & Condemned Properties
What It Is: Homes that fail to meet city building codes due to structural damage, neglect, or illegal modifications.
Why It’s Distressed: Fines, penalties, and the risk of property seizure.
Solution:
✔ Sell to investors who specialize in rehabs
✔ Work with the city to resolve violations
✔ Wholesale or fix-and-flip strategies
Bankruptcy Sales
What It Is: Homeowners in financial trouble file for bankruptcy, and their home becomes an asset in the case.
Why It’s Distressed: The court may force a sale to pay off debts.
Solution:
✔ Work with bankruptcy attorneys to facilitate a sale
✔ Short sale if the home’s value is lower than the mortgage
✔ Help homeowners reinvest equity into a more affordable home
Vacant & Abandoned Homes
What It Is: Homes that have been left empty, often due to job relocations, owner death, or neglect.
Why It’s Distressed: Maintenance issues, break-ins, vandalism, and property tax delinquency.
Solution:
✔ Locate absentee owners & offer a quick sale solution
✔ Help heirs or landlords sell or renovate the property
✔ Connect with investors for rehab projects
Fire-Damaged & Natural Disaster Homes
What It Is: Homes that have suffered fire, flood, earthquake, or storm damage.
Why It’s Distressed: Expensive repairs, insurance complications, and unsafe living conditions.
Solution:
✔ Cash sale to an investor who specializes in fire-damaged properties
✔ Negotiate insurance claims to fund a rehab
✔ Help homeowners relocate and avoid further distress
Tired Landlords & Rental Properties in Distress
What It Is: Landlords who no longer want to manage their rental properties due to bad tenants, maintenance costs, or financial strain.
Why It’s Distressed: Non-paying tenants, eviction costs, high vacancies, or deferred maintenance.
Solution:
✔ Sell occupied or vacant rental properties to investors
✔ Offer creative financing (seller financing, lease options)
✔ Help tired landlords transition out of real estate
Hoarder Homes & Extreme Neglect Properties
What It Is: Homes filled with excessive clutter, trash, or unsafe living conditions.
Why It’s Distressed: Difficult to sell, major cleaning & repairs required, legal issues.
Solution:
✔ Work with cleanup crews & contractors for a full rehab
✔ Cash sale to an investor who specializes in extreme cases
✔ Help owners transition smoothly into a new living situation
Get in touch
Support
Helping homeowners find tailored solutions for stress-free sales.
Relief
Guidance
contact@werescuehomes.com
661-936-4406
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